Hail Damage

Roofing terms · plain-language definition, with its source

Roofing terms · definition

Impact bruising and granule loss that shortens shingle life. The defining peril behind most roof insurance claims; assessed by a trained inspector or adjuster.

Source: Wikipedia — Hail

Where this comes up on this site

  • Adjuster

    The insurer's representative who inspects the roof and determines claim scope and payout. A reputable roofer often meets the adjuster on…

  • Granule Loss

    Shedding of protective surface granules from age, hail, or foot traffic, exposing asphalt to UV and accelerating failure.

  • Hip

    The external angle where two sloping roof planes meet, running from ridge to eave. Hip roofs shed wind well but use more material.

  • Granules

    The mineral coating on asphalt shingles that protects the asphalt from UV and adds color. Granule loss is a key wear and hail-damage indi…

  • Hip & Ridge Cap

    Specialized shingles that wrap and seal the roof's hips and ridges. Upgraded caps improve wind rating and appearance.

  • Galvalume

    A zinc-aluminum-coated steel substrate giving metal roofing strong corrosion resistance; a common base for residential metal panels.

  • Ice & Water Shield

    A self-adhered waterproof membrane at eaves, valleys, and penetrations that blocks ice-dam and wind-driven-rain leaks. Code-required at e…

  • Gable

    The triangular wall section under the ends of a pitched roof; a gable roof is the classic two-slope form.

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