Public Adjuster

Roofing terms · plain-language definition, with its source

Roofing terms · definition

A licensed adjuster the homeowner hires (for a fee) to represent their interests in a claim, independent of the insurer.

Source: Wikipedia — Public Adjuster

Where this comes up on this site

  • Adjuster

    The insurer's representative who inspects the roof and determines claim scope and payout. A reputable roofer often meets the adjuster on…

  • PVC Membrane

    A single-ply thermoplastic membrane with heat-welded seams and strong chemical/grease resistance, used on low-slope roofs.

  • Power / Solar Attic Fan

    A motorized attic exhaust fan. Useful where passive venting is inadequate, but can backdraft or pull conditioned air if intake is insuffi…

  • Rake

    The sloped edge of a gable roof from eave to ridge. Rake edge gets drip edge and is a wind-uplift starting point.

  • Ponding Water

    Standing water on a low-slope roof 48+ hours after rain. Accelerates membrane failure and adds structural load; corrected with slope or d…

  • Recoverable Depreciation

    The depreciation amount the insurer withholds initially and pays once the roof is replaced and documented under an RCV policy.

  • Pipe Boot

    The flexible flashing collar sealing a plumbing vent pipe. The rubber gasket is a top failure point — cracked boots are a very common lea…

  • Replacement Cost Value (RCV)

    Coverage paying the full cost to replace the roof without depreciation, typically releasing recoverable depreciation after work is comple…

Ready to Start Your Project?

Get a free estimate based on real Columbus contractor pricing.

Start Estimating → Read the roofing guides