Actual Cash Value (ACV)

Roofing terms · plain-language definition, with its source

Roofing terms · definition

Claim payout based on replacement cost minus depreciation for the roof's age/wear — you receive less than the full replacement cost up front.

Source: Investopedia — Actual Cash Value

  • Adjuster

    The insurer's representative who inspects the roof and determines claim scope and payout. A reputable roofer often meets the adjuster on…

  • 3-Tab Shingles

    A flat, single-layer asphalt shingle with cutouts forming three tabs. The lowest-cost, thinnest, shortest-warranty asphalt option.

  • Architectural Shingles

    Dimensional, multi-layer asphalt shingles — thicker, heavier, longer-warranted, and the current residential standard over 3-tab.

  • Asphalt Shingle

    The dominant U.S. residential roof covering — a fiberglass-mat shingle coated in asphalt and mineral granules. Economical, with 3-tab and…

  • Assignment of Benefits (AOB)

    A document transferring the homeowner's claim rights to the contractor. Convenient but ripe for abuse — read carefully before signing.

  • Attic Ventilation

    Balanced intake (soffit) and exhaust (ridge) airflow that controls attic heat and moisture, extending shingle life and preventing ice dam…

  • Blistering / Cupping

    Shingle surface bubbling (blistering) or edge curling (cupping) from heat and poor attic ventilation — signs of aging or a ventilation pr…

  • Box / Static Vent

    Individual non-powered roof exhaust vents ('turtle vents') used where a continuous ridge vent isn't feasible.

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